(California Jurisdiction)

1. PLATFORM ROLE DISCLAIMER 

ATN (American Trading Network) operates solely as a digital marketplace, listing, and networking platform.

ATN:

• Does not act as a broker, dealer, agent, advisor, escrow service, or intermediary
• Does not participate in negotiations, transactions, or payments
• Does not verify financial performance, investment returns, or deal outcomes

All interactions, negotiations, agreements, and transactions occur directly between members.

2. NO GUARANTEE OF RESULTS

ATN does not guarantee:

• Sales, purchases, funding, or investment success
• Buyer, seller, or investor performance
• Accuracy, completeness, or legitimacy of member-posted content

Members acknowledge that business and investment activities carry inherent risk and agree to conduct independent due diligence.

3. BUSINESS OPPORTUNITY & TRADE DISCLAIMER

Listings including:

• Offer to Buy
• Offer to Sell
• Trade Leads
• Real Estate Listings
• Investment & Investor Search

are user-generated content.

ATN does not:

• Validate commercial claims
• Verify supplier or buyer credentials beyond basic membership checks
• Ensure regulatory or customs compliance

Responsibility for verification rests solely with participating members.

4. INVESTMENT & REAL ESTATE NON-SOLICITATION NOTICE

ATN does not:

• Offer securities
• Provide investment advice
• Act as a licensed broker or investment advisor
• Facilitate fundraising, escrow, or capital transfers

All investment and real estate listings are informational only and do not constitute:

• An offer to sell securities
• A solicitation to invest
• Financial or legal advice

Members are encouraged to consult licensed professionals before entering any agreement.

5. CYBERMALL & ADVERTISING DISCLAIMER

CyberMall storefronts, virtual booths, and advertisements:

• Are promotional in nature
• Do not imply endorsement by ATN
• Do not guarantee product quality, delivery, or performance

Advertisers are solely responsible for:

• Accuracy of claims
• Intellectual property rights
• Compliance with applicable advertising laws

ATN reserves the right to reject, suspend, or remove content that violates platform policies.

6. INTERNATIONAL TRADE & COMPLIANCE RESPONSIBILITY

Members are solely responsible for:

• Import/export regulations
• Customs, tariffs, and duties
• Sanctions and restricted-party screening
• Local, national, and international trade laws

ATN does not provide legal or customs compliance services.

7. DATA PRIVACY & COMMUNICATIONS

ATN:

• Protects member data according to its Privacy Policy
• Does not sell confidential transaction data
• Allows members to control public vs private information

Direct communications between members occur at their own discretion and risk.

8. LIMITATION OF LIABILITY

To the fullest extent permitted by law, ATN shall not be liable for:

• Financial loss or damages
• Business interruption
• Fraud or misrepresentation by members
• Failed transactions or disputes

Members agree to hold ATN harmless from claims arising out of platform usage.

9. TERMINATION & CONTENT CONTROL

ATN reserves the right to:

• Suspend or terminate memberships
• Remove listings or advertisements
• Enforce platform rules

This may occur without prior notice in cases of policy violation, fraud, or legal risk.

10. GOVERNING LAW & DISPUTE RESOLUTION

These terms shall be governed by the laws of the State of California, USA, without regard to conflict-of-law principles.

Any dispute shall be resolved through:

• Binding arbitration or
• Courts located in California